Installment Loan Underwriting Officer - Auto Loan SHINHAN FINANCE

Job Summary

Taking part in auto loan project, handling auto loan underwriting, pre-approval and contract issuance process; ensuring loan is given in accordance to company policy.

Key Roles & Responsibilities:

1. Handling auto loan underwriting, pre-approval and contract issuance process; ensuring loan is given in accordance to company policy, including, but not limited to the following:
   1. Ensuring all required loan documents are sufficiently and timely obtained.
   2. Evaluating loan documents, customer’s eligibility and creditworthiness via document assessing, tele verifying, field verifying...
   3. Ensuring all loan data and information collected during evaluation process are appropriately captured in system.
   4. Ensuring contract issued in accordance to company policy and subject to passing all underwriting criteria
   5. Ensuring TAT is in line with business requirement.
   6. Managing effective communications with relevant stakeholders to ensure smooth operations.
2. Proactively handling issues arising within assigned work scope.
3. Proactively maintaining supportive network to enhance self’s skills as well as to timely notice market insights.

1. Benefits:

• 16 Days of annual leave
• 3 days of sick leave with pay
• Get 1 additional annual leave for each 5 full years of service

2. Healthcare:

• Social insurance
• Annual health check

3. Compensation:

• Competitive salary
• Attractive Bonus
• Guaranteed 13th month salary
• Annual salary review

4. Engagement:

• Friendly and dynamic working environment
• Company trip
• Engagement and outdoor activities
• Quarterly/Yearly Employee Recognition
• Long service award: 5 years, 10 years, 15 years

5. Training and development:

• Online course sponsorship
• Language sponsorship: English, Korean

6. Other benefits

• Staff loans: unsecured and auto loan, credits card
• Support for internal transfer within company-wide
• Business Expense
• Job allowances

• University Graduated
• At least 3 years of work experience in underwriting field
• Used to work in auto loan lending is preferred
• Auto loan lending & regulations
• Good speaking and writing English
• Good speaking and writing English
• Good teamwork
• Attention to details